Welcome to The WealthWriter…let’s talk money!

Tariff talk is impacting interest rates.

And honestly interest rate talk sounds like noise.

Too much jargon.

Zero clarity for the people who actually need it.

But then Warren Buffett said something that made it all click.

This week, we’re breaking down how one line makes interest rates make sense.

For you, your clients, and anybody with a credit card.

Let’s get into it.

(This content is for educational purposes only and not financial advice. Please consult a qualified advisor before making investment decisions.)

Wealthy Word of the Week

Interest Rules Everything Around me

Every business. Every building. Every loan. Every investment.

And it all ties back to this quote from Warren Buffett:

Here’s what the means:

When interest rates are low, money moves easier. It costs less to borrow, so people buy more homes, build more businesses, and invest more freely.

But when rates rise, everything gets heavier. That “gravitational pull” Buffett talks about pulls spending down. Money moves slower.

Let me give you the full context for even better understanding:

Whether you’re a:

• financial advisor explaining a client’s investment report,

• small business owner trying to understand why your loan terms just changed, or

• everyday consumer wondering why everything suddenly feels more expensive...

This gravity analogy grounds the idea. (pun intended)

Outdated vs. Upgraded

Traditional concepts. Modern methods.

Outdated: "This loan has a great rate—just 5.2%!"

Problem: Clients hear that and think they’re getting a deal. But they don’t know that 5.2% interest might come with hidden fees, prepaid points, or closing costs that push the real cost much higher. This creates confusion, mistrust, and poor decisions.

Upgraded: "This loan’s APR is 6.1%, which includes the full cost of borrowing—not just the interest. That’s the number that actually tells us what you’ll pay."

Why It Wins: It reframes the conversation from salesy to service-driven. It builds trust and confidence, not confusion. And most importantly, it shows you’re not just repeating the lender’s talking points—you’re interpreting the information like a real advocate.

This one shift turns you from a "messenger" into a money translator.

And that’s how you stay top of mind—and top of inbox—with clients.

Black Card Energy

For Inspirational Purposes Only.

Dark tones. Heavy textures. I like.

That's a wrap for this week!

I wish you wealth,

~ Q

P.S.
I just updated "The Money Talks Manual" » 20+ financial concepts made simply.

Access it for free and start mastering the language of money